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Buying Land in Arizona Ranches

July 13th, 2011 1:58 am

Arizona ranch land is a hot commodity. The state is in a unique situation to offer people some of the best land with the most stunning views for less money. Buying property is always a great investment, but imagine being able to buy land in Arizona and BUILD your dream home too! You can choose from smaller acreage lots or large ranches, ensuring that you get the perfect Arizona ranch land for your family’s needs. Whether you’re retiring or just looking for a new place for your family to grow, Arizona ranch real estate prices are worth a look.

Buying houses is a lot of work, but when you buy land in Arizona and build the home of your dreams, you’ll have a lot more fun and a better chance at getting exactly what you want. Ranches for sale in Arizona are at the lowest prices ever, and Sunsites can help you get your very own acreage for as little as $100-$150 a month.

Financing a land purchase is a lot simpler and more affordable when you buy land in Arizona that is under foreclosure. Sunsites and Sunsites Ranches are a planned community in Southeastern Arizona where you can find some of the best Arizona ranch land that is 100% buildable. We’ll even help you with the financing and make sure that you get the property of your dreams without the hassle. There has never been a better time to invest in land than right now, which is why you need to think about buying Arizona ranch real estate to invest in your future.

When you buy land in Arizona, many real estate agencies advertise dirt cheap prices, but the land is often not desirable for building. With Sunsites and Sunsites Ranches, you can guarantee that you are getting the best Arizona ranch land with stunning views and plenty of room to build your dream home.

Arizona Mortgage Licensing

June 10th, 2011 2:06 am

Arizona Mortgage Licensing is one of the most corrupt type of mortgage licensing schemes in the United States. They require a Responsible Individual that must be a resident of Arizona to act as your responsible individual. Since there are not many people that have this type of license, it usually costs about $1,000 to $1,500 per month to hire someone to be your Responsible Individual. If you have the money to spend, this is a great state to originate in. You are required to register your corporation as a foreign corporation with the state. This is very tedious because you actually have to file with two different agencies. Any trade names also need to be filed with the Secretary of State. Both the Broker and Banker licenses require that you obtain a surety bond. The surety bond is needed to protect consumers and third parties from the mortgage companies non-payment. The surety bond is not an insurance policy so it is required to be paid back if used.

Arizona does require that you have a physical office in the state in order to obtain a mortgage license, however, the responsible individual usually has a physical location in Arizona that may be used as your physical location. This location may be the physical location for an unlimited number of companies. The responsible individual as mentioned above is the biggest scam. I don’t fault the responsible individuals for this, but the state. The responsible individual will usually review some of your files on subject properties in Arizona just to cover them in case you are audited, however, the limited number of responsible individuals in the state makes it very costly to hire someone because they can charge a lot for their services The license application is fairly extensive and requires personal and company financials. There are numerous pages of information on the owners, officers, and directors of the company that must be completed.

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